Winter has very subtly started to settle in across the country, so I don’t feel like I’m quite as prepared as I would be if we had huge snowfalls and sub-zero temperatures hit hard and heavy.
A few weeks back we touched on getting your home winter ready, you can find that post here, but don’t forget that your vehicle also needs a little TLC at this time of year.
Tires
If you haven’t already switched out your regular tires for winter ones now is a good time to do it, before the conditions get bad and roads are icy. When that big snowfall happens tire shops are inundated with last minute shoppers like me (actually, even I’ve got it together this year).
Don’t know what to look for in a good winter tire? We do, check out the difference between all-season, all weather, and winter tires here to see what best suits your vehicle and driving habits.
Need another good reason to make the switch? Ontario drivers who switch their tires out for approved winter tires are entitled to a discount on the their annual insurance premium, learn more about this here.
Time for a check-up
Take the time to have your car regularly serviced. Taking care of small things before they become big problems can not only save you money, but also help to keep you safe. The dead of winter is not when you want to find yourself surprisingly stuck on the side of the road.
Most repair shops have winterization packages that include a check-up and regular maintenance such as oil changes with the proper viscosity to suit the weather and your vehicle, making the switch to cold weather washer fluids, and more. Ask around and don’t delay to book your appointment.
Be prepared for an emergency
Just like at home it’s a good idea to keep an emergency kit in your vehicle at all times, and not just for winter driving. Aside from the basics like booster cables, and the tools required to change a tire, here are a few other ideas that make some good sense.
- Stay warm – Keep a blanket and a spare set of gloves and a hat handy in case you find yourself braving the elements to get help.
- Money – purchase a pre-paid credit card and stash it in out of sight. If you’ve ever dashed out of the house without remembering a thing, you know this could be a lifesaver if you need to get gas or other resources to keep you safe. Most banks have the ability to register these cards, so you don’t have to worry about the security of leaving a credit card in your car.
- Snacks – Yes, don’t forget the snacks! If you do get stranded it could be awhile before help comes your way. Keep a small supply of non-perishable items like granola or protein bars at the ready.
- Winter extras – a compact shovel and small bag of sand can get you out of a slippery situation, when even those shiny new winter tires are working their hardest… don’t underestimate our Canadian winters!
Want to know more? Review these sources and resources.
Government of Canada – Preparing an Emergency Kit for Your Car
Transport Canada – Winter Driving Emergency Kit
Canada Safety Council – Winter Driving Tips
Have More Questions?
Let me know and I’ll do my best to address it here for you and all of our readers. Better yet, contact an InsureMy advisor; these guys know their stuff. Email Info@InsureMy.ca or give them a call locally at (403) 410-1896 or toll free at 1-844-410-1896.
Everyday Insurance With Allie
Working mom, lover of the great outdoors and self-professed know-it-all. Our resident blogger, Allie isn’t the insurance guru she claims to be – but she’s learning and we are happy to help guide her. All the while keeping you in the loop on the “insurancey” stuff you need to know. #AskAllie
