{"id":1869,"date":"2015-01-12T15:08:31","date_gmt":"2015-01-12T22:08:31","guid":{"rendered":"http:\/\/www.insuremy.ca\/alberta\/?page_id=1869"},"modified":"2019-05-14T18:42:57","modified_gmt":"2019-05-15T00:42:57","slug":"time-based-insurance","status":"publish","type":"page","link":"https:\/\/www.insuremy.ca\/alberta\/time-based-insurance\/","title":{"rendered":"Usage Based Insurance"},"content":{"rendered":"<h4><span style=\"color: #339966;\">A refund on my commercial auto policy? Yes, it\u2019s possible!<\/span><\/h4>\n<div class=\"su-youtube su-responsive-media-yes\"><iframe loading=\"lazy\" width=\"840\" height=\"472\" src=\"https:\/\/www.youtube.com\/embed\/7rJwhBEOQgw\" frameborder=\"0\" allowfullscreen=\"true\"><\/iframe><\/div>\n<p>For businesses of any size with commercial vehicles on the road having the proper commercial auto insurance is a must. Breaking your budget to do it isn&#8217;t.<\/p>\n<p><span style=\"color: #339966;\"><strong>Welcome to Time Based Insurance (TBI) \u2013 The coverage you need, when you need it.<\/strong><\/span><br \/>\nTBI is the perfect solution for commercial fleets of any size with vehicles that transition in use seasonally or operationally.<\/p>\n<p>Applying the technology of\u00a0<span class=\"stronger\" data-rel=\"tooltip\" data-placement=\"top\" title=\"Telematics is the collection and transmission of data from a location of origin to the location of data collection. When it comes to insurance, this means that an onboard diagnostic device transmits data from your vehicle wirelessly and sends it to us for collection and analysis to custom build your policy, enhance safety, and where applicable offer a discount.\" data-animation=\"true\"><strong><span style=\"text-decoration: underline;\">telematics<\/span><\/strong><\/span> puts you in control of savings and so much more. Through a simply installed, on-board device, your vehicle will accurately collect and report data related to driver usage.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #339966;\"><strong>How does it work? It\u2019s easy as 1, 2, 3&#8230;<\/strong><\/span><\/p>\n\n<ol>\n<li><span style=\"color: #339966;\"><strong>Place a telematics device in each of your vehicles. Installation is as simple as plugging it in.<\/strong><\/span><\/li>\n<li><span style=\"color: #339966;\"><strong>Pay a regular insurance premium based on traditional rating criteria.<\/strong><\/span><\/li>\n<li><span style=\"color: #339966;\"><strong>Receive a prorated refund for the time your qualifying vehicles are not in use,at the end of your policy term.<\/strong><\/span><\/li>\n<\/ol>\n\n<p>It\u2019s really that easy.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #339966;\"><strong>Combine TBI policy with Usage Based Insurance (UBI) and we\u2019ve just become the best silent business partner you\u2019ve ever had!<\/strong><\/span><br \/>\nThe same telematics device used for TBI has the ability to collect data such as driving patterns, locations, speeds, dates, times and more. Valuable information that you can use to increase efficiency, improve service delivery, enhance safety and more.<\/p>\n<span class=\"stronger\" data-rel=\"tooltip\" data-placement=\"top\" title=\"Consumer Data Analytics (CDA) gives customers the option of true use based insurance. The customer owned data, including driver performance (speed, distance, braking and turning), road safety, and green scores gives the consumer the power to self-regulate driving performance, manage costs and environmental impact. \" data-animation=\"true\"> <strong><span style=\"text-decoration: underline;\">Consumer Data Analytics (CDA)<\/span><\/strong><\/span>\u00a0gives us the data required to properly assess your risks and custom build the rate and coverage that fits your business model. With CDA at your fingertips effective fleet management becomes much simpler and more cost effective, giving you access to each of your vehicles driving data.<\/p>\n<p>&nbsp;<\/p>\n\n<ul class=\"list-style2\">\n<li><span style=\"color: #339966;\"><strong>Locate vehicles in real time.<\/strong><\/span><\/li>\n<li><span style=\"color: #339966;\"><strong>Control fuel costs<\/strong><\/span> \u2013 Monitoring driver use typically results in 30% fuel savings.<\/li>\n<li><span style=\"color: #339966;\"><strong>Accident prevention<\/strong><\/span> \u2013 Monitor and coach driver behavior to promote and maintain safety. Speeding, acceleration and braking are all factors to consider in accident prevention.<\/li>\n<li><span style=\"color: #339966;\"><strong>Reduce maintenance expenses<\/strong><\/span> \u2013 Identify driver behavior and promote positive changes. This can help keep vehicles in good working order.<\/li>\n<li><span style=\"color: #339966;\"><strong>Time tracking<\/strong><\/span> \u2013 Track hours worked with precise vehicle start and stop times by tracking vehicle usage and mileage. Allowing for cost savings and improved route planning.<\/li>\n<\/ul>\n\n<p>&nbsp;<\/p>\n<p><span style=\"color: #339966;\"><strong>Intelligent Fleet Management \u2013 Keeping risk in check.<\/strong><\/span><br \/>\nFor many companies safety records and standards are key to acquiring both customers and collaborators alike, having a firm handle on your driving safety statistics is essential. InsureMy telematics data lets you speak knowledgably about your business fleet and tells your customers you have the insurance protection to get the job done.<\/p>\n<p><strong><a href=\"http:\/\/www.insuremy.ca\/alberta\/contact-us\/\">Contact us<\/a> today for a free commercial auto quote. Together, we\u2019ll help you assess your risks and understand the coverage you need to protect what is important to you. Talk to your advisor about putting insurance to work for you.<\/strong><\/p>\n<p><iframe loading=\"lazy\" src=\"http:\/\/files.flipsnack.com\/iframe\/embed.html?hash=fti0z0ysh&amp;wmode=window&amp;bgcolor=EEEEEE&amp;t=1426016695\" width=\"1200\" height=\"500\" frameborder=\"0\" scrolling=\"no\" seamless=\"seamless\"><\/iframe><\/p>\n<div class=\"su-spacer\" style=\"height:25px\"><\/div>\n<p><a href=\"http:\/\/www.insuremy.ca\/alberta\/business-insurance\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1665\" src=\"http:\/\/www.insuremy.ca\/alberta\/wp-content\/uploads\/2014\/10\/b_business_insurance_1.jpg\" alt=\"Alberta business insurance\" width=\"270\" height=\"64\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A refund on my commercial auto policy? Yes, it\u2019s possible! For businesses of any size with commercial vehicles on the road having the proper commercial auto insurance is a must. Breaking your budget to do it isn&#8217;t. Welcome to Time Based Insurance (TBI) \u2013 The coverage you need, when you need it. TBI is the<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-1869","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/pages\/1869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/comments?post=1869"}],"version-history":[{"count":21,"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/pages\/1869\/revisions"}],"predecessor-version":[{"id":2682,"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/pages\/1869\/revisions\/2682"}],"wp:attachment":[{"href":"https:\/\/www.insuremy.ca\/alberta\/wp-json\/wp\/v2\/media?parent=1869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}